Critical Illness Insurance
Unfortunately, many of us will have to deal with a critical illness at some point in our lives. Even if you have a Health Insurance policy, it still may not provide protection for Critical Illnesses. That’s why some providers offer Critical Illness Insurance. With a Critical Illness Insurance policy, you protect yourself and your family from the pricey medical expenses that come with treating a critical illness. Not to be confused with a Health Insurance policy, Critical Illness Insurance provides a layer of protective insurance benefits for everything else your family must pay for.
What Does Critical Illness Insurance Cover?
A Critical Illness can occur any time for numerous reasons. Finances to cover these illnesses can leave families in financial ruin. With Critical Illness Insurance, you can get a lump sum to cover the costs to treat these illnesses. Some of the conditions that Critical Illness Insurance can cover include:
- Alzheimer's disease
- Blindness
- Deafness
- Kidney failure
- A major organ transplant (e.g. heart, lung, liver, pancreas)
- Multiple Sclerosis
- HIV/AIDS contracted by blood transfusion or during an operation
- Parkinson's disease
- Paralysis of limb
- Terminal illness
- Heart attack
- Cancer
- Stroke
Types of Critical Illness Insurance
Simplified Issue Individual Protection- Available in amounts up to $50,000. They tend to be affordable and available from individual insurance professionals.
Fully Underwritten Individual Plans- Available in higher amounts; up to $500,000. Medical information will be requested by the insurer. These plans are also available from individual insurance professionals.
SkyBlue Insurance is an authorized representative for the leading providers of Critical Illness Insurance. If you want more info on Critical Illness Insurance, give us a call at 1-800-771-7758 or get instant results by requesting a Critical Illness Insurance quote for free!
Critical Illness Insurance
1-800-771-7758
